Lakhpati Didi Yojana: 3 crore women will become lakhpatis, apply immediately

Introduction to Lakhpati Didi Yojana

There are 83 lakh self-help groups in India, in which 9 lakh women are employed, good efforts were already being made by the government to make them skilled, but now this scheme has been launched to make such women millionaires.

Under this, such women will be given vocational training and various types of loan facilities will also be provided to promote entrepreneurship.

Under this scheme, initially a target was set to connect 2 crore women, but when Nirmala Sitharaman presented the budget on February 1, 2024, this target was increased from 2 crore to 3 crore.

Lakhpati Didi Yojana Eligibility

To avail the benefits of this scheme, the following eligibility criteria must be met-

• Age should be between 18 to 50 years,
• Must be an Indian citizen,
• The person must be a native of the state in which the benefit of this scheme is being availed,
• She must be a member of a women Self Help (SHG) group,
• The income of the applicant woman should not exceed ₹3,00,000 per annum,
• No member of the family should be working in a government post.

Lakhpati Didi Yojana Documents

• Aadhar card
• PAN card
• Basic address proof
• Income Certificate
• Bank Account
• Passport size photo
• Academic Degrees (if available)
• Phone Number

Lakhpati Didi Scheme Objective

The main objective of this scheme is to increase the income of women associated with self-help groups or the income of their families to more than ₹ 1,00,000 annually.

Benefits available under Lakhpati Didi Scheme

Women associated with self-help groups who will apply under this scheme will get the following benefits-

• Under this scheme, various types of vocational training will be given to the beneficiary women.
• To promote entrepreneurship, various types of loan facilities will be provided by the Government of India.
• Digital banking will also be encouraged through this scheme.
• Small loans will also be provided through this scheme.
• Insurance services will also be provided to the beneficiary women at affordable rates.
• Training will be provided at various levels for vocational access and skill development.

How to get a loan of up to ₹ 5,00,000 under Lakhpati Didi Yojana?

• The woman who has applied under this scheme will have to submit her business plan in writing to any self-help group in her area,
• Then the application of that business plan will be sent to the Government of India by that self-help group,
• Then that application will be reviewed by the Government of India, and after passing that application, a loan of Rs 1 lakh to Rs 5 lakh will be made available to that woman without any interest rate.

Government’s strategy to make Lakhpati Didi scheme strong

To empower women under this scheme, the government has decided the following strategies-

1. To increase the number of self help group members, strengthen them and enhance their livelihood.

2. Providing time to time assistance for skill development and earning more money.

3. Linking and partnering with specialist institutions, organisations and inter-departments.

4. To provide training and skill development to all stakeholder women.

Lakhpati Didi Yojana Online Apply

To apply under this scheme, visit the official website of the Government of India. Click to go- 
Lakhpati Didi Yojana Official Website

How to apply offline for Lakhpati Didi Yojana?

To apply under this scheme, one can go to the block office or the Women and Child Development Department and fill out the form and submit it along with all the required documents.

Frequently asked questions related to Lakhpati Didi Yojana